Headline News
Some very helpful tips in hiring a car for that special holiday away - bee in the know.
The headline price can make you think you’re getting a bargain, but you need to be on guard against sneaky charges
Article Published: 09/03/2015
Pleased to read the number of 'unassisted' house buyers has increased, but many are still reliant on the 'bank of mum and dad'. Now you have your mortgage make sure you store it and other new house related policies online, safe and secure with BeeMyMinder.
Figures also show 48% of new homeowners stumped up down payment unaided – the highest number since credit crunch
Article Published: 05/03/2015
Ensure you fully understand the fine print in your motor insurance policy if you have or are deciding to make modifications. BeeMyMinder recommends you declare any type of modification with your insurer, especially when renewing or switching providers.
Any changes you make to your vehicle, from a roof rack to a sticker on the door, should be approved by your insuracne company Continue reading...
Article Published: 16/02/2015
At BeeMyMinder we promote the use of comparison sites, but always recommend you fully understand how the site works, what details are being presented, you use a number of sites if changing a policy "cross comparison-site, comparison" and if not happy with your decision cancel the policy in the time allowed (usually 14 days) with no cost penalties.
Representatives from biggest sites face robust questioning from energy and climate change select committee over way of showing cheap tariff options
The big price comparison sites have denied claims that they are ripping off customers by hiding the cheapest tariffs from consumers to looking to switch energy provider, at a parliamentary investigation into whether the switching industry is working in consumers’ best interests.
Facing a robust line of questioning from the energy and climate change select committee, the representatives of the biggest comparison websites, including uSwitch, Confused and Compare the Market, were forced to defend their business in the face of claims by MPs that they have been misleading customers by failing to show the cheapest tariffs.
Article Published: 03/02/2015
To be clear – we do not deal with peoples' bank details nor require bank statements to be loaded online. BeeMyMinder offers a 'complimentary' secure, online offering for those not wanting to refer to their paper-based records of policies, agreements, bills etc only.
Research finds consumers twice as likely to correctly identify how much money in account if they didn’t use online statements
Consumers are able to better manage and improve their finances when they receive paper bank statements sent through the post rather than just accessing their accounts online, according to the results of a behavioural study published on Monday.
The research exercise – thought to be the biggest of its kind – by London Economics for the Keep Me Posted campaign, looked at the effectiveness of paper versus online statements on consumer behaviour.
Article Published: 03/02/2015
Great news when trying to better understand phone charges. Read more at http://www.ukcalling.info/
Charges for calls to the thousands of numbers that start 084, 087, 09 or 118 will become clearer from this summer. Find out more... http://consumers.ofcom.org.uk/news/clear-call-rates/
Article Published: 02/02/2015
Combining your tv, phone, broadband and mobile can save you money and make it easier to deal with only one supplier. Are you struggling with multiple providers, look out for deals in 2015.
Agreement with Telefónica comes a month after rival BT announced it was to buy EE
Sky is moving into mobile phone services for the first time, with a plan to offer connections to its 11.5m customers next year after striking a deal with O2 owner Telefónica.
The move is the latest development in the rapidly consolidating UK telecoms sector and follows BT’s £12.5bn deal last month to buy EE, Britain’s biggest mobile operator. BT had expressed interest in O2 – which it owned until 2001 – but decided to do a deal with EE.
Article Published: 29/01/2015
Well worth a read as BeeMyMinder recommends smart solutions for reducing fuel bills and being energy smart!
Smart thermostats promise significant savings on your bills by providing better control of your heating. We tried and tested the main four models - Nest, Hive, Tado and Honeywell Evohome – for usability and cost efficiency
Smart thermostats are here and they’re finally worth some serious consideration. The premise is simple and compelling: smarter control of your heating, remote access and the promise of energy savings of 20-30%.
With smart thermometers starting at £200 and the average 2014 UK household heating bill hitting £1,264, buying a smart thermostat would seem a no-brainer. On one condition: they do what they promise.
Article Published: 27/01/2015
Links to our blog https://www.beemyminder.co.uk/blog/first-time-buyers-guide/
Despite rising house prices, the mortgage market has improved considerably over the past 12 months – even for those with very small deposits
Aspiring first-time buyers hoping to swap landlords’ keys for a set to their own home have been hit by a fresh wave of data highlighting the struggle to buy. Yet is it all bad news for those desperate to own a home?
Last Thursday, housing charity Shelter released a report showing that it will take more than a decade to save for a deposit in some parts of the country. On the same day, Office for National Statistics figures showed that as recently as 1991 65% of 25- to 34-year-olds had bought their own home; this compares to under 45% now.
Article Published: 26/01/2015
BeeMyMinder recommend you ensure you can port your 10 year mortgage and fully understand the early repayment charges!
Santander and TSB believe mortgage borrowers are keen, and have rushed out deals at the lowest-ever rates
Are Britain’s mortgage borrowers ready for the decade-long fix? Banks and building societies seem to think so, as they have been rushing out 10-year fixed-rate mortgage deals. On Tuesday, Santander launched its “lowest-ever” 10-year mortgage, where monthly payments are fixed at 3.44%. Hours later, TSB waded in with its own “market-leading” 10-year fixed deals, with rates starting from 3.44%.
Article Published: 20/12/2014