Start the New Year on the front foot

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First off – Happy New Year to everyone, I hope you all enjoyed the festive period and it did not hit your wallets too hard! It’s that time of the year when people make New Year resolutions, set goals and make commitments for the year ahead. However, how many of us actually succeed in sticking… Read More

Types of mortgages

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So, you’re thinking about taking that big step and getting a mortgage. As a first time buyer, this process can be overwhelming as there are several kinds of mortgages to choose from. Here is some useful information on what types of mortgages are available, to give you an idea of which is right for you!… Read More

First time buyers’ guide

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Buying your first home is exciting, scary and confusing. With all the documents, figures, mortgage lenders, advisers, it’s understandable why people feel daunted by it all. Here’s part one of our first time buyers’ guide that should help those who are looking to purchase a property. What exactly is a mortgage? A mortgage is where… Read More

Mortgage Anyone?

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Have you had to try and get a mortgage lately? Do you know why many are finding it harder to get one? Well here is a summary of my experience trying to get a mortgage. Background On 26th April 2014 the Mortgage Market Review (MMR) came into effect, setting out new ‘tighter’ lending criteria. Basically,… Read More

Winter worries – reduce energy costs this winter

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The days are getting shorter and colder, meaning the heating in your home is coming on more frequently, and for the past year, you may have forgotten just how expensive energy bills can be! It’s not cheap to heat your home, with industry reports stating that households are facing a 20% hike in dual fuel… Read More